No, this is the cardinal rule of hard money lending. All loans MUST be for commercial investment purposes only.
No, you can pay our loans off at any time. Please note that we often do prepaid interest. Prepaid interest is “earned”, meaning it is nonrefundable.
Once we receive your application, we will need to get a copy of your contract, scope of work, and LLC documents to start. Sometimes we ask for proof of funds (for your equity contribution) and or other documents. Generally speaking, you are paying for convenience and we try to make the process as simple and easy as possible
This really depends on the deal itself. We look at all factors in making our funding decisions. You should expect to contribute a minimum of 10% of the loan amount to cover closing costs and prepaids.
We are competitive and want your business. Every deal is unique, so it’s impossible to tell you exact numbers without learning more about your deal. Put in an application and we will be quick to let you know what we can do.
Short answer is no. Longer answer is, we want to get to know you…We like to walk before we run. Let’s get our first deal done and then discuss doing multiple deals at the same time.
No, we provide interest only loans with up to 12 month terms.
We are under no obligation to extend your term but will do so on a case by case basis.
Call us at 301.529.2586 or e-mail us at info@greenbriarlending.com. We’d love to talk with you.

Typical Borrower Requirements


We try to fund as much as possible, but at the end of the day we operate off of a risk based formula. While we can fund up to 100% of your deal, borrowers typically bring some cash as well as all closing costs to the table. It’s best to estimate that you will need 10-20%+ of the loan amount you are seeking. Talk to us, we want to work with you.


To borrow from Greenbriar Lending you do not need perfect credit, but credit does matter. We always pull a credit report for our files. If by chance your credit is poor, talk to us, we understand that each credit situation is unique. We are flexible and work with borrowers of all credit scores. If you have a good deal, we will do everything we can to figure out a way to get it done.


The key component of a deal is the deal itself. We prefer to talk to our borrowers once they have a home under contract, but we understand the analysis process and are here for you. When it comes to underwriting a deal, the collateral is the key piece that determines the maximum loan we can make. Bring on the deals!